If your policy has the same number of drivers and vehicles:

  • Assign each driver to the vehicle he or she drives most often.
  • Each driver must be assigned to a different vehicle.

If your policy has more vehicles than drivers:

  • Assign each driver to the vehicle he or she drives most often.
  • Each driver needs to be assigned to a different vehicle.
  • Some vehicles will not have an assigned driver.
  • The number of vehicles without an assigned driver must equal the number of vehicles minus the number of drivers. For example: If your policy has four vehicles and two drivers, two vehicles will not have assigned drivers.

If your policy has more drivers than vehicles:

  • Assign each driver Principle or Occasional status. Assign Occasional status to the driver(s) who drive the least.
  • The number of Occasional drivers must equal the number of drivers minus the number of vehicles For example: If your policy has four drivers and two vehicles, two drivers must be assigned Occasional status.
  • Assign each driver to the vehicle he or she drives most often.
  • Each vehicle must have one and only one principal driver.
  • No vehicle may have more than one additional driver than any other vehicle. For example: If your policy has five drivers and three vehicles, two vehicles must each have two assigned drivers, and one vehicle must have one assigned driver. You may not have one vehicle with three drivers and the other two vehicles with one driver each.