Reading an insurance policy from front to back is
not a common practice by most consumers; however, doing so will educate
you on your policy terms and coverages so you can confirm that
you’re receiving the protection you really need.
Insurance 101 is designed to help simplify the definitions of
insurance terms commonly used in the business. We do encourage you to
speak with an insurance agent to answer any of your questions or provide
the additional information.
Actual Cost Value
Lapse in Coverage
Proof of Loss
If you are an existing policy holder and need to make changes to an existing policy or to file a claim please call 1-888-838-0921.