Steps to a Personal Injury Protection (PIP) Claim

X Facebook LinkedIn Email WhatsApp

Regardless of who is at fault for the accident, Personal Injury Protection (PIP) is the first medical coverage used for accident related injuries. Massachusetts requires every personal auto policy to carry PIP. PIP provides up to $8,000 of coverage for the driver and occupants of the vehicle involved in the accident, as well as injured pedestrians. Learn about Personal Injury Protection (PIP).

Reasonable medical and out-of-pocket expenses related to the injury. Lost wages up to 75% of your average weekly gross income. Reasonable payments to anyone outside your household for services you are unable to perform due to an injury such as house cleaning, child care, lawn services, etc.

Complete and return the PIP application as soon as possible. With your signed authorization, MAPFRE Insurance will request records to support the bills. Where applicable, MAPFRE Insurance will confirm salary and time missed from employment.

Medical records and bills submitted by your treating physician or facility will be reviewed for payment upon receipt. Payment for lost wages will be processed upon confirmation from your employer and a disability statement from your doctor. MAPFRE Insurance works with your health insurance company to ensure we pay our portion of your related costs.

*Subject To Policy Conditions

Please Note:This content is not intended to describe any specific coverage offered by MAPFRE Insurance. No coverage is provided, bound or guaranteed by this article. Available coverages, credits and discounts vary from state to state and are subject to eligibility criteria and policy terms/conditions, which will control in the event of conflict between this article and your insurance policy. For information about your policy, please review your individual policy contract and speak with your insurance representative.

MAPFRE Insurance® is a brand and service mark of MAPFRE U.S.A. Corp. and its affiliates, American Commerce Insurance Company^SM (Cal. COA 4928-8); Citation Insurance Company^SM; The Commerce Insurance Company^SM; Commerce West Insurance Company^SM (Cal. COA 1372-2); and MAPFRE Insurance Company^SM (Cal. COA 3039-5). Not all products available in all states.

Articles

When to Repair or Replace a Damaged Windshield

Whether you notice it when you first get in the car, or if it happens when you are driving, having a chipped, cracked, or damaged windshield can be a surprising and frustrating experience. Driving with any size chip or crack can compromise the safety of your...

Does Insurance Cover Fallen Trees?

The landscaping around your home can be aesthetically pleasing and enhance your property value. Unfortunately, no matter what part of the country you live in, frequent weather changes like extreme heat, drought conditions, and cold snaps can all negatively impact the...

Deck Safety and Maintenance

Warmer months mean there is more time to relax on your home’s deck. You’ll probably even have family and friends over for cookouts. But before you do either, there are several things you should do each year to ensure that your deck is safe. The Consumer Product Safety...