What is MotionSmartSM?
MotionSmartSM uses a smartphone app from Cambridge Mobile Telematics (CMT) for Apple’s iOS and Google’s Android devices that gives you feedback about your driving, helping you become a safer and better driver.
What is MotionSmart and how does it work?
MotionSmartSM collects and analyzes driving data and displays an overall driving score assessed by combining hard braking, hard acceleration, hard cornering, speeding, and phone use. You can potentially lower your premiums through safe driving!
Is the MotionSmart Program hard to use?
You will also have access to a leaderboard where you can see how your safe driving stacks up to other drivers in the program. This can help to educate you and your family members about ways to improve driving habits and may help you reduce your risk of having an accident.
How do I enroll in the MotionSmart Program?
You must record your first trip within 30 days of the effective date of your Auto policy, otherwise, you may be withdrawn from the Program.
How will my score impact my policy premium?
Example of safe driving :
- Watching your speed: Respecting the speed limit decreases the risk of an accident, helps improve road safety and improves your score.
Example of unsafe driving:
- Phone Distraction: Try to minimize the use of your phone on every trip. Because distraction increases reaction time, using the phone while driving can make getting into an accident 8 times more likely, so this will lower your score.