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With MAPFRE Insurance, you get a trusted partner, no matter where life takes you. As a leading business insurance provider in Massachusetts, MAPFRE knows how important it is to get the right coverage at an affordable price. Whether you are a florist, electrical contractor, accounting or payroll company owner, coffee shop owner, landscaper, plumber, or heating and air conditioning contractor, your business likely faces various risk factors, and you must be protected. That’s where business insurance or commercial insurance comes in!

Business insurance with MAPFRE protects you, your employees, and your physical business if an accident, injury, or weather event causes damage to your building or business personal property. When you purchase a business insurance policy with MAPFRE, you will be offered the right coverage your business needs for your peace of mind.

What we offer

MAPFRE offers competitive rates in Massachusetts on commercial auto, business owner’s insurance, commercial package, and umbrella policies, as well as enhancement endorsements.

Commercial Auto

If your business requires a company vehicle or a fleet of vehicles, our commercial auto policy can help cover property damage or medical treatments for an injured person should an accident occur.

Business Owner’s Policy (BOP)

The Business Owner’s Policy (BOP) combines property and liability coverage into one package.

Enhancement Endorsements

To get the most out of your commercial auto or business owner’s insurance policy, MAPFRE builds invaluable coverages and services that enhance or extend how protected your business is.

Commercial Auto Policy Highlights

MAPFRE’s commercial auto policy provides a wide range of coverage for vehicles used for business purposes including:

  • Construction, sand, and gravel
  • Towing, auto repair
  • Mobile equipment
  • Trade contractors, snow plowing
  • Private passengers used in business
  • Trash removal, recycling

Business Owners Insurance Policy Classes

Our business owners insurance policy is designed to meet the needs of both small and medium-sized commercial clients in Massachusetts which include:

Habitational

Apartments, townhouses, residential condominium associations, commercial condominium associations, and building owners

Contractors

Electricians, landscapers, painting, masonry, tile installation, plumbers, heating, and air conditioning (HVAC), and septic tank system cleaning/repair

Retail

Appliance stores, clothing stores, home furnishing stores, convenience stores, and gift shops

Our Companies

American Commerce Insurance Company

Founded: 1946
Domicile: Ohio
NAIC No: 19941
Admitted: All States
Active: All States (Travel Insurance);
AZ, CT, ID, IN, KY, ME, NJ, NY, OH, OR,
PA, RI, TN, VT, WA (Property & Casualty)

Primary Location

3590 Twin Creeks Drive
Columbus, Ohio, 43204

Citation Insurance Company

Founded: 1981
Domicile: Massachusetts
NAIC No: 40274
Admitted:
 MA
Active: MA

Primary Location

211 Main Street
Webster, MA 01570
The Commerce Insurance Company

Founded: 1972
Domicile: Massachusetts
NAIC No: 34754
Admitted: CA, CT, ME, MA, NH, OH, RI, VT
Active: CT, ME, MA, NH, RI, VT

Primary Location

211 Main Street
Webster, MA 01570

Commerce West Insurance Company

Founded: 1948
Domicile: California
NAIC No: 13161
Admitted: AZ, CA, CO, NV, OR, UT, WA
Active: AZ, CA, OR, WA

Primary Location

2633 Camino Ramon, Suite 300,

San Ramon, CA 94583

MAPFRE Insurance Company

Founded: 1985

Domicile: New Jersey

NAIC No: 23876

Admitted: AL, AK, AZ, AR, CA, CO, DC, HI, ID, IL, IN, IA, KS, KY,
LA, MD, MA, MN, NE, NJ, NM, NY, OK, OR, PA, SC, SD, TX, UT, WA, WI

Active: AZ, CA, PA

Primary Location

100 Campus Drive,
Florham Park, NJ 07932-1006

MAPFRE Insurance Company of Florida

Founded: 2002
Domicile: Florida
NAIC No: 34932
Admitted: FL
Active: FL Claims and Service Only

11 Gore Road
Webster, MA 01570

Product availability varies by state.

Corporate Recognitions

  • MAPFRE is the 21st largest private passenger auto insurer in the U.S. (2024).
  • We’re the 39th largest homeowners insurer in the U.S. (2024).
  • MAPFRE has a network of more than 3,000 independent agents and brokers.
  • We’re rated “A” (Excellent) by A.M. Best Company.

Commercial Auto Training

We understand that reducing loss is important to our business customers, so MAPFRE is providing Commercial Auto customers with online employee training on our new itrainstation platform. Course content is updated regularly and covers a variety of important topics, such as:

  • Driving in various weather conditions
  • Driver distraction
  • Fleet maintenance

Recent insurance articles and resources

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