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What is Full Coverage? What does it cover?

What is Full Coverage? What does it cover?

Full coverage car insurance is not a policy, but rather a description for a combination of coverage types. Each car insurance company and state may define full coverage differently. Generally, it includes liability, collision and comprehensive coverage. In addition,...

What is Liability Coverage? What does Liability Car Insurance cover?

What is Liability Coverage? What does Liability Car Insurance cover?

One of the most common types of auto insurance coverage in the United States is liability car insurance. In most states in the U.S., you must have a minimum amount of car insurance coverage to legally drive a car. There are several types of car insurance available to...

What is Uninsured / Underinsured Motorist Coverage?

What is Uninsured / Underinsured Motorist Coverage?

Although minimum liability insurance is required in nearly all states, some people still drive uninsured. There are also drivers who carry lower levels of coverage or limits who may not have enough coverage in a serious accident and are considered underinsured. If you...

Emergency Pet Preparedness

Emergency Pet Preparedness

Pets are an important part of our lives. Help keep them safe by creating an emergency plan in case disaster strikes.  Keep Up Pet Maintenance Pets should always wear fitted collars with up-to-date identification. Consider microchipping your pet. Register and keep a...

What is Collision Insurance? What does it cover?

What is Collision Insurance? What does it cover?

Collision insurance is a type of car insurance coverage that generally covers any direct or accidental damage to your vehicle from an accident you cause, whether it’s with another vehicle, a tree, guardrail or pole. In some states, like Massachusetts, collision...

What is Medical Payments Coverage? What does MedPay Cover?

What is Medical Payments Coverage? What does MedPay Cover?

Although everyone is required to have auto insurance, the level of coverage varies based on each driver’s needs. One type of car insurance coverage is medical payments coverage, sometimes referred to as medical coverage or MedPay. What is Medical Payments Coverage...