Windows in a typical home last between 15 and 30 years, depending on the installation’s quality, the windows’ material, and weather conditions.
When windows age, seals weaken, leaving homeowners vulnerable to water seepage and drafts. While water can cause rot, sagging drywall, buckling floorboards, loose tiles, and mold, a poorly sealed window could allow cold air to seep into your home during the winter and heat in during the summer, leading to higher energy bills.
Window repair vs. window replacement
Depending on the type of damage, there may be instances when a window repair is a better option than a window replacement. Experts recommend repairing your windows if cost is an issue and the damage is minor, like:
- Broken glass
- Having slow or stuck sashes
- Having poor window casing
- Worn caulking
- Minor water leaks
- Broken windowpanes
Because severely damaged windows can impact the glass and the window frame, you should replace windows if they are:
- Drafty
- Foggy
- Have condensation on the inside
- Have excessive damage
You should also consider replacing your windows if you see an increase in your utility bills. This could indicate that cold or warm air from the outside is affecting your heating or HVAC system.
The cost of repairing or replacing a window
While a basic window repair can set you back a couple of hundred dollars at minimum, depending on the issue, many factors can impact the cost, like window type, frame material, glass type, and labor. Completely replacing one window can cost up to $2,000.
Does insurance cover a window repair?
Under your homeowners insurance with Mapfre, you may be covered for a window replacement if the damage is caused by an event such as a storm, vandalism, or theft. However, it does not cover damage due to normal wear and tear or aging windows. If it is a single window that has been damaged, it may be less expensive to pay for the repair out of pocket, depending on your coverage limits or deductible.
How to save money on window replacement
If you decide to replace any or all of your home’s windows, it’s recommended that you choose ENERGY STAR-certified windows. These will help lower your household energy bills by up to 13% and reduce greenhouse gas emissions. Installing eligible ENERGY STAR products could benefit you from tax credits, rebates, and discounts. Visit the ENERGY STAR website for details.
Select a qualified window installer
Once you’re ready to repair or replace your windows, ensure that the company you choose is properly licensed in your state and has a good reputation.
Your search should begin by getting recommendations from family and friends to see who is reputable. This will help you weed out people based on their positive and negative experiences. You should also research online to see how previous customers rate installers. Before committing to any window installer, get quotes from a few to compare pricing and services.
We hope these tips will help you decide whether to repair or replace your windows. To ensure you have the right type of coverage on your property insurance policy, check with your independent agent in your state. And if you are not a Mapfre Insurance customer yet, you can always get a fast, free quote today in Massachusetts to see how much you could save!
