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Accident forgiveness

Accident forgiveness

MAPFRE offers accident forgiveness for a wide range of drivers and experience levels!

Typically, when you or someone on your policy gets into and accident, your auto insurance premium goes up. With Accident Forgiveness, getting into an at-fault accident will not cause your premium to increase.

How it Works

Purchase Accident Forgiveness and if you or someone on your policy gets into an at-fault accident, your premium doesn’t increase because of the accident. It’s that simple*.

Why choose Accident Forgiveness through MAPFRE Insurance?

  • Inexperienced drivers, new customers and renewing policies are eligible for this protection
  • We accept a wide range of drivers (merit rating codes: 98, 99, 00, 01, 02, 03 or 04)
  • Accident forgiveness is locked in at time of purchase, not at time of accident

Purchasing Accident Forgiveness now could save you money later on if you or someone on your policy gets into an accident. Your average savings could be substantial.

Compare MAPFRE Insurance Accident Forgiveness to Other Companies:

MAPFRE Insurance Drivers with a merit rating between 98-04 are eligible If the merit rating changes during the policy term, we’ll still forgive the accident Inexperienced or newer drivers are eligible New customers can purchase this protection
Other Companies Primarily available to 98 or 99 drivers only If the merit rating changes during the policy term, accident forgiveness may not apply 6+ years of driving experience is usually required to qualify Loyalty of 5 or more years may be required
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