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Home/Renters/Condominium Coverage

Caring for what matters most.


Whether your residence is near the coast, in the city, on the outskirts of town or in the country, MAPFRE Insurance offers a broad range of coverage options to protect you, your family, your home and possessions.


Protection You Can Trust

No matter what size your home, condo or apartment may be, you'll be very comfortable with the flexibility and value we offer. MAPFRE Insurance can provide you with exceptional additional coverage options:

Replacement Cost Coverage for the Contents of Your Home

If you were to lose everything - in a fire, for example - the difference between the replacement cost contents coverage and the actual cash value coverage of many standard policies could mean a staggering difference in the total benefits you'd receive. This coverage allows you to help get your life back to normal without incurring huge financial losses.

Water / Sewer Backup Coverage Option

Most insurance companies offer only limited endorsement coverage for damage caused by water backup from sump pumps, sewers or drains. MAPFRE Insurance offers a broad range of Water / Sewer Backup limits from $5,000 - $50,000, which is especially valuable for homeowners who have invested in basement remodeling or who store valuable items in their basements.

Scheduled Personal Property Option

Adding the Scheduled Personal Property endorsement to your policy will allow you to have broader coverage protection on special possessions such as jewelry, watches, fine art, antiques or collectibles.


Beyond the Basics With HomeMaster PlusSM HomeMaster Elite


The HomeMaster policy feature is a bundling option that includes popular endorsements to extend your policy's basic protection to cover a wide range of circumstances not covered by most policies. This package includes increased liability limits, water and sewer back-up coverage, replacement cost coverage on the contents of your home, and more. Contact a MAPFRE Insurance agent today to see beyond the basics with a HomeMaster package thatís right for you.


Identity Fraud Protection Option

MAPFRE Insurance offers Identity Theft Fraud Expense coverage to cover expenses incurred as a result of resolving an occurrence of identity fraud.


In addition to the coverage, you have access to Identity Theft 911®, the national leader in identity management and fraud education, its highly experienced fraud experts will lead you through the resolution process one-on-one until your identity is fully restored. One phone call will provide you with access to:


  • Systematic notification to credit bureaus, creditors and collectors, government agencies, police and other relevant parties.
  • Preparation of all documents and phone calls needed to resolve your identity theft, including placing fraud alerts.
  • Direct assistance with filing a police report, creating a fraud victim affidavit, plus a comprehensive case file to assist law enforcement and claims handling.
  • A 3-in-1 credit report and one year of credit monitoring.
  • One year of fraud monitoring of more than 1,000 databases to identify fraudulent use of your stolen identity.

Free identity theft resource center

To stay on top of the latest scams and schemes, visit our identity theft resource site regularly. There, you'll find a wealth of ongoing education and preventive resources, including up-to-the-minute news alerts, in-depth articles and newsletters.


More Ways to Reduce Your Rates

MAPFRE Insurance offers many discounts and credits to save you money. Discounts and credits are subject to availability by state.  Speak with your agent to determine whether you qualify for any of the following:

Protective Devices

Multi-Policy
Loyal Customer

New Purchase Credit

Renters Conversion Credit


Depend on Your Agent

Your agent will help you to understand your coverage options, allowing you to make an informed decision as to the best available options that will meet your needs. You can trust that your agent will make your insurance buying process as simple as possible, keeping your best interests in mind. Locate an MAPFRE Insurance Agent nearest you and obtain a quote today.



Note: Coverages are subject to policy terms and conditions. Limits, exclusions and deductibles may apply. Coverages, credits and discounts vary by state and may not be available in every state. Discounts and credits may not apply to all coverages or vehicles.

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