Get covered in minutes!

Car

Property

Home > Blog > Tips for Buying a New Car

family with new car

Tips for Buying a New Car

That incredibly exciting and (slightly annoying) time has finally come for you to buy a new car. Whether old faithful finally needed so much work it was time to let her rest in peace (or pieces) or you just want to upgrade, we’re here to make the process of buying a new car just a little easier (and maybe save you some dough). 

Check Manufacturer Incentives

Traditional car insurance premiums are rooted in aggregated statistics of driving records, usage-based insurance makes the price you pay for insurance more reflective of your actual driving behavior. UBI is a type of car insurance that rates based on actual driving behavior.

Telematics programs usually involve the driver allowing their insurance company to measure their driving behavior. In return, the driver typically receives a premium, or price for insurance, that more accurately aligns with their actual driving habits.

Shop Around

Most importantly you should shop around your trade-in vehicle since you aren’t required to sell your vehicle at the same place where you buy a new one. Some dealerships will give you more for your trade-in depending on what they may need for inventory. The same goes for purchasing your new car too – especially if a new model year is about to be released. 

Secure Your Own Financing

Don’t like the financing options available at the dealership? Think you could get a better rate on your own? You can explore your options by visiting your local bank or credit union, who often offer exclusive rates for their customers. 

Check All The Fees

Tax, title and registration fees are unavoidable, but with others there’s a little more wiggle room. While the dealer may not want to budge, you should try to negotiate the overhead dealer costs – such as the marketing, documentation and dealer fees. 

Don’t Fall For Add-Ons

More than likely when you’re in the finance office signing paperwork, the finance manager will try to offer you various add-on products such as tire and wheel protection, undercoating, extended warranties and key replacement. Some of these might make sense for you, but they aren’t required. 

Make Sure You’re Covered

With MAPFRE Insurance, you can customize a car insurance policy that protects your brand spanking new car if the unimaginable happens. MAPFRE’s value programs and car insurance discounts make the right coverage still affordable.

Get a MA car insurance quote or connect with an independent insurance agent to discuss your needs prior to driving off the lot with your new vehicle. 

Articles

Space Heater Safety

Space Heater Safety

As the costs of oil and electricity skyrocket due to inflation, you may be tempted to use alternative ways to heat your home this winter. While some people might choose to use their fireplaces, wood stoves, coal stoves and pellet stoves, others might opt for space...

read more
Ways to Save on Your Home Heating Bill This Winter

Ways to Save on Your Home Heating Bill This Winter

Everyone is looking for ways to save money these days as prices rise on just about everything. If you live in a state prone to cold weather and use gas, oil, electricity, or a wood stove, there are numerous ways you can save on heating costs for your home this winter....

read more
How Do You File for an Auto Glass Repair Claim?

How Do You File for an Auto Glass Repair Claim?

A chipped, cracked or damaged windshield can happen any time of the year. Whether the damage is the size of a dime or a large "bullseye" crack, driving around with damage can compromise the safety of your windshield and also impair your vision. Fortunately, if you...

read more