Get covered in minutes!

Car

Property

How to Prepare for Mudslides

As emergency crews still work to contain wildfires that destroyed thousands of acres and hundreds of properties, mudslides could pose another possible threat for residents in Northern and Southern California. The massive fires that burned away hillsides and mountainous forests, also demolished almost 100% of protective scrappy bushes, called chaparral, that help hold back mudslides and flooding.

Even though California is currently dealing with years of drought, just a small amount of rain could cause a mudslide. There are things you can do to prepare for the possibility of a landslip. Here are some valuable tips to help you get ready.

  • If there were previous slides, learn where debris and mud flowed. Talk to a landscape engineer, or construction professional, about making changes to help protect your property.
  • Keep your phone charged and local first responders, police and fire, programmed into your contact list.
  • Be aware of warnings for heavy rainfall, especially if you live in areas susceptible to slides.
  • Stay on top of emergency information being shared by local emergency teams, and become familiar with evacuation plans.
  • Take photos, and video, of your property before any damage occurs.
  • Talk with your Independent Agent about insurance considerations for your property and cars.  Mapfre Insurance has a network of independent Insurance Agents that want to help you understand your options.

A slide is much more than just mud. It can be full of trees, boulders and debris that weigh tons, getting pushed at a rapid speed to you and your property.

  • Listen for strange sounds that could be trees cracking or boulders knocking together.
  • Be careful of the roads, especially those that run along sloped land.
  • Listen to authorities. They often have the best information and know whether you should travel to a secure location.
  • If you are ordered to evacuate, don’t waste time grabbing personal property. Take your family and pets to a secure location immediately.

You should keep an emergency kit stocked and ready in the event of any crisis. Consider having a kit in your home and car.

Don’t wait for the prediction of rain and a possible mudslide. Get more advice on how to financially protect your family and valuables, contact an Insurance Agent today.

Most importantly, stay safe.

Sources:
http://www.cnn.com/2018/01/02/us/california-thomas-fire-mudslide-threat/index.html
https://www.ready.gov/build-a-kit

Please Note: This content is not intended to describe any specific coverage offered by Mapfre Insurance. No coverage is provided, bound or guaranteed by this article. Available coverages, credits and discounts vary from state to state and are subject to eligibility criteria and policy terms/conditions, which will control in the event of conflict between this article and your insurance policy. For information about your policy, please review your individual policy contract and speak with your insurance representative.

Mapfre Insurance® is a brand and service mark of Mapfre U.S.A. Corp. and its affiliates, including American Commerce Insurance CompanySM (Cal. COA 4928-8), Citation Insurance CompanySM, The Commerce Insurance CompanySM, Commerce West Insurance CompanySM (Cal. COA 1372-2), Mapfre Insurance CompanySM (Cal. COA 3039-5), and Mapfre Insurance Company of FloridaSM.

Articles

Put Safety First: Move Over in Massachusetts

Put Safety First: Move Over in Massachusetts

When you’re driving and see someone stranded on the side of the road in Massachusetts, slow down and move over if you can do so safely. That small action can make a big difference and keep everyone safer. The Move Over Law, in effect since 2009, requires drivers in...

read more
10 Smart Ways to Boost Your Home’s Value

10 Smart Ways to Boost Your Home’s Value

Whether you’re planning a makeover or getting ready to sell, adding value to your home is always a smart investment. Simple upgrades not only make your space more enjoyable for you and your family, but they can also deliver big returns if you decide to put it on the...

read more
How to Avoid Aggressive Driving and Road Rage

How to Avoid Aggressive Driving and Road Rage

Navigating traffic can be overwhelming, especially on highways during rush hour or when roads are congested. However, allowing irritation to take over while driving can lead to hazardous actions that put everyone at risk. It's important for drivers to recognize the...

read more