Get covered in minutes!

Car

Property

Home > Blog > How to Prepare for Mudslides

How to Prepare for Mudslides

As emergency crews still work to contain wildfires that destroyed thousands of acres and hundreds of properties, mudslides could pose another possible threat for residents in Northern and Southern California. The massive fires that burned away hillsides and mountainous forests, also demolished almost 100% of protective scrappy bushes, called chaparral, that help hold back mudslides and flooding.

Even though California is currently dealing with years of drought, just a small amount of rain could cause a mudslide. There are things you can do to prepare for the possibility of a landslip. Here are some valuable tips to help you get ready.

  • If there were previous slides, learn where debris and mud flowed. Talk to a landscape engineer, or construction professional, about making changes to help protect your property.
  • Keep your phone charged and local first responders, police and fire, programmed into your contact list.
  • Be aware of warnings for heavy rainfall, especially if you live in areas susceptible to slides.
  • Stay on top of emergency information being shared by local emergency teams, and become familiar with evacuation plans.
  • Take photos, and video, of your property before any damage occurs.
  • Talk with your Independent Agent about insurance considerations for your property and cars.  MAPFRE Insurance has a network of independent Insurance Agents that want to help you understand your options.

A slide is much more than just mud. It can be full of trees, boulders and debris that weigh tons, getting pushed at a rapid speed to you and your property.

  • Listen for strange sounds that could be trees cracking or boulders knocking together.
  • Be careful of the roads, especially those that run along sloped land.
  • Listen to authorities. They often have the best information and know whether you should travel to a secure location.
  • If you are ordered to evacuate, don’t waste time grabbing personal property. Take your family and pets to a secure location immediately.

You should keep an emergency kit stocked and ready in the event of any crisis. Consider having a kit in your home and car.

Don’t wait for the prediction of rain and a possible mudslide. Get more advice on how to financially protect your family and valuables, contact an Insurance Agent today.

Most importantly, stay safe.

Sources:
http://www.cnn.com/2018/01/02/us/california-thomas-fire-mudslide-threat/index.html
https://www.ready.gov/build-a-kit

Please Note:This content is not intended to describe any specific coverage offered by MAPFRE Insurance. No coverage is provided, bound or guaranteed by this article. Available coverages, credits and discounts vary from state to state and are subject to eligibility criteria and policy terms/conditions, which will control in the event of conflict between this article and your insurance policy. For information about your policy, please review your individual policy contract and speak with your insurance representative.

MAPFRE Insurance® is a brand and service mark of MAPFRE U.S.A. Corp. and its affiliates, American Commerce Insurance CompanySM (Cal. COA 4928-8); Citation Insurance CompanySM; The Commerce Insurance CompanySM; Commerce West Insurance CompanySM (Cal. COA 1372-2); and MAPFRE Insurance CompanySM (Cal. COA 3039-5). Not all products available in all states.

Articles

Benefits of Enrolling in Paperless With MAPFRE

Benefits of Enrolling in Paperless With MAPFRE

MAPFRE Insurance is made for real life, and because real life is busy, we are dedicated to make managing your insurance as easy as possible. It is easier than ever to go Paperless, simplify, and support the environment. Paperless means receiving an electronic version...

read more
Insurance Coverage for Antique and Classic Vehicles

Insurance Coverage for Antique and Classic Vehicles

If you own a classic or antique car in Massachusetts, no doubt you take special care of it and want to ensure it has the proper insurance coverage. So, what kind of auto insurance should you have? There are four types of mandatory car insurance coverage (also called...

read more
When to Repair or Replace a Damaged Windshield

When to Repair or Replace a Damaged Windshield

Whether you notice it when you first get in the car, or if it happens when you are driving, having a chipped, cracked, or damaged windshield can be a surprising and frustrating experience. Driving with any size chip or crack can compromise the safety of your...

read more