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Massachusetts Car Insurance Discounts With MAPFRE

Having the proper protection for your vehicle is extremely important. At MAPFRE, we also want to ensure that our Massachusetts customers take advantage of the many credits and discounts we offer to save on your annual auto premium.

One way to save with MAPFRE is by bundling two or more of your insurance policies. For example, if you bundle your auto insurance and home insurance together, you could qualify for a reduced rate.

Other discounts you could qualify for with MAPFRE as a Massachusetts driver include:
AAA Member Pricing Discount
When you’re an active AAA member in Massachusetts, you could save up to 10% on your MAPFRE Insurance policy.

Annual Mileage Discount
A discount applies based upon where you live in Massachusetts, how many years you’ve been licensed and your overall annual mileage driven. The average policy discount is between 2% and 29%.

Clean In 3 Discount
If you have not had any accidents or violations during the last three years immediately preceding the policy effective date and have not had a lapse in coverage within the last 12 months, you could earn a 5% Clean In Three Discount.

Good Student Discount
If your student is enrolled full-time in high school, college or home study and meets scholastic requirements as required by MAPFRE, you could earn a 10% Good Student Discount.

Multi-Policy Bundling Discount
You could save up to 15% on your auto insurance and up to 25% on your home insurance when you bundle your policies with MAPFRE.

Multi-Vehicle Discount
When you have two or more vehicles and at least one motorcycle insured with MAPFRE, you could earn a 10% Multi-Vehicle Discount.

Paid In Full Discount
When you pay your annual renewal premium in full upon the first installment due date, a 10% discount will be applied.

Pan-Mass Challenge Discount
If you’ve made a donation of $50 or more to the Pan Mass Challenge within the last 12 months, you could save up to 5% on your MAPFRE Insurance policy. Also, If you’re a MAPFRE policyholder and you participate as a rider in the Pan Mass Challenge, you could save an additional 5% on your policy. The full 12-month discount for eligible donations is 5%. We will acknowledge reported donations to Pan-Mass at any time, but the percentage savings will be pro-rated if applied during an existing policy term.

Smart Driver Discount
In Massachusetts, MAPFRE Insurance has partnered with In Control to offer policyholders $50 off the course fee and up to a 10% auto policy discount after completion.

Student Away From Home Discount
If you have a student who resides at an educational institution more than 100 miles from the automobile’s principal place of garaging, and does not have regular access to the vehicle while at school, you could save up to 15% on your auto insurance policy with the Student Away From Home Discount.

To see what auto insurance discounts you are eligible for, reach out to your independent agent in Massachusetts. If you are not yet a MAPFRE customer, find the agent closest to you by using our Agent Locator.


Please Note:This content is not intended to describe any specific coverage offered by MAPFRE Insurance. No coverage is provided, bound or guaranteed by this article. Available coverages, credits and discounts vary from state to state and are subject to eligibility criteria and policy terms/conditions, which will control in the event of conflict between this article and your insurance policy. For information about your policy, please review your individual policy contract and speak with your insurance representative.

MAPFRE Insurance® is a brand and service mark of MAPFRE U.S.A. Corp. and its affiliates, American Commerce Insurance CompanySM (Cal. COA 4928-8); Citation Insurance CompanySM; The Commerce Insurance CompanySM; Commerce West Insurance CompanySM (Cal. COA 1372-2); and MAPFRE Insurance CompanySM (Cal. COA 3039-5). Not all products available in all states.


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