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Massachusetts RMV to Make Inspection Sticker Changes

The Massachusetts Registry of Motor Vehicles will soon change how it handles late vehicle inspection stickers.

The change means that beginning November 1, 2022, vehicles that pass inspection will get a new sticker with the month the last sticker expired, according to the RMV. The sticker will be valid for one year.

Prior to the change, vehicles would get a sticker for the current month when their most recent inspection took place.

The change, officials said, will ensure that vehicles are inspected on time each year while maintaining emission standards.

“Safety of the Commonwealth’s roadways is the most important reason for motor vehicle inspections. Vehicle inspections check tire treads, ensure all light signals are working and even check the front ball joints,” said Registrar of Motor Vehicles Colleen Ogilvie. “Light-duty cars and trucks are equipped with emission control systems that reduce pollution to protect public health and the environment. It is important that these systems are tested annually to ensure proper emissions controls.”

It is state law that all vehicles are inspected annually. Owners who operate a vehicle with an expired sticker or who drive an uninspected vehicle can be fined and have their license suspended. These types of violations can lead to increases in auto insurance premiums.

Another change announced by the RMV will be that owners will no longer receive a printed inspection report when their vehicle passes inspection. This change, beginning October 1, 2022, is in an effort to reduce paper waste.  If an owner wants a printed report, they will be able to access one online by going to Mass Vehicle Check or by scanning the QR code they see displayed at the inspection station they go to.

Do you need to get your vehicle inspected? Make sure you do so on time at one of 1,800 licensed stations in Massachusetts. If you need car insurance in Massachusetts, you can get a fast, free car insurance quote in Massachusetts today to see if you could save money while getting outstanding coverage!

Frequently asked questions about total losses

When is my car considered a total loss?

Your car is considered a total loss (totaled) when the cost to repair the vehicle exceeds its current value.

How is the value of my car determined?

MAPFRE works with a third-party to help determine the actual cash value of your car. The value of your vehicle is determined by a variety of factors like its pre-loss condition, age, make, model, and mileage. Also taken into consideration is the value of a vehicle of a similar type and the price paid for the vehicle.

What happens if I still have a loan or lease on my car?

Depending on the lender, if the actual value of your car is less than what you owe on your loan or lease, then you may still owe the balance.

 

Having gap insurance will typically cover the difference between what your vehicle is currently worth and the amount you actually owe on the loan or lease.

What paperwork is needed before payment can be issued?

Before payment can be issued, MAPFRE needs the title of the vehicle. If you hold the title, you must fill in the odometer disclosure statement and sign the title before sending it to us.

 

If the title is with your lender, MAPFRE will reach out to them. Keep in mind, requirements differ by states and there may be additional steps.

What happens to my car if it's determined a total loss?

After your car is determined a total loss, you will need to advise the repair shop or tow yard that you would like to release your vehicle to MAPFRE. This timely permission to move the vehicle will help reduce out-of-pocket costs.

 

During this time, you should also remove all personal belongings from the vehicle and take off the license plates.

Why do you need to take my car and where are you taking it?

While we usually cover up to $35 per day of storage at shop or tow yard, those fees can add up quickly. That’s why MAPFRE takes it to a storage-free facility. If you don’t want to allow MAPFRE to move your car, you may be responsible for the additional storage fees.

What if I decide to keep my car?

MAPFRE has the right to take your vehicle in settlement of a total loss under the terms and conditions of your auto policy. If we decide to allow you to retain the vehicle, it will be returned to you from the salvage yard once the claims process is complete. Once a car is totaled you will still need to have it repaired and pass inspection. You will need to apply for a salvage or rebuilt title that identifies the car as having been a total loss. Many insurance companies will not cover a salvaged vehicle it’s challenging to accurately assess the true condition of the vehicle.

Please Note:This content is not intended to describe any specific coverage offered by MAPFRE Insurance. No coverage is provided, bound or guaranteed by this article. Available coverages, credits and discounts vary from state to state and are subject to eligibility criteria and policy terms/conditions, which will control in the event of conflict between this article and your insurance policy. For information about your policy, please review your individual policy contract and speak with your insurance representative.

MAPFRE Insurance® is a brand and service mark of MAPFRE U.S.A. Corp. and its affiliates, American Commerce Insurance CompanySM (Cal. COA 4928-8); Citation Insurance CompanySM; The Commerce Insurance CompanySM; Commerce West Insurance CompanySM (Cal. COA 1372-2); and MAPFRE Insurance CompanySM (Cal. COA 3039-5). Not all products available in all states.

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