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What Do the Lights on Your Car Dashboard Mean?

We’ve all been there, driving along and a light pops up on your dashboard. The panic sets in and you don’t know whether to test your luck and keep driving, or pull over and call for roadside assistance.

That’s why we came up with this handy guide to help quell the panic and explain the most common dashboard lights that tend to pop up.

Fair warning, while dashboard lights might be universal, their design isn’t – so if none of these look familiar, refer to your vehicle’s owner’s manual for more information.

Tire Pressure:
This is the least worrisome and most familiar light of them all – the tire pressure light. This one usually pops up on one of two occasions:
1. You guessed it, when your tires are low on pressure and need a little extra boost
2. When you’ve popped a tire.

Keeping your tires properly inflated helps you save money in the long run as they can improve your gas mileage up to 3%.

Traction control:
You’ll see this one a lot if you’re traveling on slippery roads. Really, all this means is that your car’s anti-slip measures or electronic stability system is in use. Most vehicles will have an option to turn this feature off – which is especially useful when you’re stuck in a snowbank (speaking from personal experience here).

Check Engine:
We know, this is the scary one. But don’t freak out as there are a number of reasons why this light could be going off. Sometimes it’s as simple as tightening your gas cap, other times it’s because an important part of the engine needs replacing. This isn’t one to ignore, so if you’ve tightened your gas cap and your light is still on, we suggest making an appointment ASAP to get your engine checked.

Temperature warning:
Two scary lights in a row. We’re crazy for mentioning them right? No need to panic. Deep breaths. This one really just means that your vehicle’s temperature is too hot. Whether it’s as simple as topping off your coolant levels or checking the radiator cap, make an appointment with your mechanic to make sure that there is nothing greater at play.

Battery warning:
This one typically indicates that your vehicle’s voltage is below normal and means your vehicle’s charging system isn’t working correctly. You might just need a new battery, but play it safe and give your repair shop a call to verify.

Too bad there isn’t a dashboard light to remind you to review your car insurance coverage! If you haven’t checked to make sure you have the right coverage for your insurance needs lately, contact your local Independent Agent or you can always get a fast, free quote today to see if you could save on your home and auto insurance in Massachusetts.

Frequently asked questions about total losses

When is my car considered a total loss?

Your car is considered a total loss (totaled) when the cost to repair the vehicle exceeds its current value.

How is the value of my car determined?

MAPFRE works with a third-party to help determine the actual cash value of your car. The value of your vehicle is determined by a variety of factors like its pre-loss condition, age, make, model, and mileage. Also taken into consideration is the value of a vehicle of a similar type and the price paid for the vehicle.

What happens if I still have a loan or lease on my car?

Depending on the lender, if the actual value of your car is less than what you owe on your loan or lease, then you may still owe the balance.

 

Having gap insurance will typically cover the difference between what your vehicle is currently worth and the amount you actually owe on the loan or lease.

What paperwork is needed before payment can be issued?

Before payment can be issued, MAPFRE needs the title of the vehicle. If you hold the title, you must fill in the odometer disclosure statement and sign the title before sending it to us.

 

If the title is with your lender, MAPFRE will reach out to them. Keep in mind, requirements differ by states and there may be additional steps.

What happens to my car if it's determined a total loss?

After your car is determined a total loss, you will need to advise the repair shop or tow yard that you would like to release your vehicle to MAPFRE. This timely permission to move the vehicle will help reduce out-of-pocket costs.

 

During this time, you should also remove all personal belongings from the vehicle and take off the license plates.

Why do you need to take my car and where are you taking it?

While we usually cover up to $35 per day of storage at shop or tow yard, those fees can add up quickly. That’s why MAPFRE takes it to a storage-free facility. If you don’t want to allow MAPFRE to move your car, you may be responsible for the additional storage fees.

What if I decide to keep my car?

MAPFRE has the right to take your vehicle in settlement of a total loss under the terms and conditions of your auto policy. If we decide to allow you to retain the vehicle, it will be returned to you from the salvage yard once the claims process is complete. Once a car is totaled you will still need to have it repaired and pass inspection. You will need to apply for a salvage or rebuilt title that identifies the car as having been a total loss. Many insurance companies will not cover a salvaged vehicle it’s challenging to accurately assess the true condition of the vehicle.

Please Note:This content is not intended to describe any specific coverage offered by MAPFRE Insurance. No coverage is provided, bound or guaranteed by this article. Available coverages, credits and discounts vary from state to state and are subject to eligibility criteria and policy terms/conditions, which will control in the event of conflict between this article and your insurance policy. For information about your policy, please review your individual policy contract and speak with your insurance representative.

MAPFRE Insurance® is a brand and service mark of MAPFRE U.S.A. Corp. and its affiliates, American Commerce Insurance CompanySM (Cal. COA 4928-8); Citation Insurance CompanySM; The Commerce Insurance CompanySM; Commerce West Insurance CompanySM (Cal. COA 1372-2); and MAPFRE Insurance CompanySM (Cal. COA 3039-5). Not all products available in all states.

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