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Business Insurance

Business Insurance

MAPFRE Insurance commercial insurance policies allow you to insure your business vehicles and business property and liability exposures. We offer competitive rates on our. Commercial Auto, Businessowners, Package and Fire Policies.

Commercial Auto Policy Highlights 

  • Broad range of eligible classes including Building and Trade Contractors, Service and Retail Trucks, Dump, Plow, Sand/Gravel and Waste Disposal Vehicles, just to name a few.
  • A variety of competitive rating programs based on risk qualifications.
  • Unlimited number of vehicles on the policy.
  • Combined single limits up to $1 million with higher limits if required by government filings.
  • Massachusetts and Florida garage policies for dealerships, including used car dealers and repairs shops where eligible. 

Additional Commercial Auto Coverages Include: 

  • A FREE Enhanced Coverage Endorsement for qualifying policies which includes a variety of additional coverages.
  • An Enhancer Plus endorsement which provides even greater coverage options for an additional charge.
  • Errors and Omissions Liability Coverage for qualifying new and used Auto Dealers.
  • Coverage for Transportation of Customer’s Autos for qualifying repair shops involved in towing.

Businessowners Insurance Policy Highlights

Types of businesses covered under our Businessowners program: 

  • Contractors such as Electricians, Landscape Gardening, Plumbing, Masonry, HVAC, Painting and Home Improvement.
  • Retail businesses such as Beauty Parlor/Nail Salons, Gift Shops, Florists, Barbers, Photography Studios, Appliance stores and Computer Stores.
  • Apartments and Condominiums.
  • Offices including Accountant/Bookkeeping, Advertising, Dentists, Lawyers, Physicians, Real Estate, Travel Agencies.
  • Restaurant - Bistros, Cafes, Bakeries, Family and Fine Dining and much more. 

The Following Product Features are Available Under our Businessowners Program: 

  • Building, personal property and business income.
  • Umbrella for those who qualify.
  • Liability for all programs.
  • Equipment Breakdown Coverage is automatically included on all classes except for contractors at no additional charge.

Additional Businessowner Coverages Include: 

  • Enhancer Endorsement providing a variety of additional coverages and limits including Identify Theft Expense.
  • Contractors Enhancer including additional coverages and a limit extended for Care, Custody or Control.
  • Variety of Contractor Endorsements to meet the insurance need for particular jobs. Coverage for Tools, Equipment and Material to be installed can be added for a competitive price.
  • Professional liability coverage for Barbers and Beauticians, Florists, Funeral directors and Optical/Hearing Aid businesses.

Adding Value to your Business Insurance Policy

MAPFRE Insurance wants you to get the most out of your commercial auto or business insurance policy, that’s why we build in valuable coverages and services that only enhance or extend how protected you are. Our value added services for business customers include:


Available to all MAPFRE business insurance customers, SafetyAdvisorSM is a virtual library that delivers the accident prevention and safety related information you need to improve your daily operations. Safer business means better business.

SafetyAdvisorSM Features: 

Customizable and specific prevention information for:

  • Restaurants.
  • Apartments and Condominiums.
  • Commercial Automobiles.
  • Contractors.
  • Retail Services.
  • Auto Dealers and Repairers.
  • Hundreds of safety documents for safety policies, checklists and even posters!

Visit and use your MAPFRE Commercial Policy Number to register for this free service.

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