Get covered in minutes!

Car

Property

Dangers of Driving Impaired

Impaired driving remains a critical threat on America’s roads. In 2023, the National Highway Traffic Safety Administration (NHTSA) found that 63% of seriously or fatally injured drivers tested positive for alcohol or drugs. That year, 12,429 people died in crashes involving at least one alcohol-impaired driver. This accounted for 30% of all U.S. traffic deaths.

While fatalities in alcohol-impaired-driving crashes dropped 7.6% from 2022, one such death still occurred every 42 minutes. The age group of 21 to 24-year-olds had the highest percentage (28%) of alcohol-impaired drivers in fatal crashes. Common substances detected included cannabinoids (27%), alcohol (25%), stimulants (13%), and opioids (10%). Multiple drugs were present in many cases.

Both alcohol and drugs can alter areas of the brain needed to drive safely. These changes impair thinking, reasoning, and muscle coordination. NHTSA warns that even prescription and over-the-counter medicines can cause side effects like drowsiness and dizziness. Always read labels before driving.

In all 50 states and the District of Columbia, it is illegal to drive impaired by alcohol or drugs. The NHTSA urges all drivers to avoid drunk or high driving to prevent tragedies. Even having just one alcoholic beverage can be considered “buzzed driving.” Always designate a sober driver, use a ride service, or call a taxi.

If you notice someone about to drive while impaired, try to prevent them from driving and help arrange another way home. If you see an impaired driver on the road, record their license plate number and contact 911.

What happens if I’m caught driving impaired?

Because impaired driving is illegal nationwide, charges could range from misdemeanors to felony offenses, depending on your state. In addition, a person convicted of impaired driving could have their driver’s license revoked and face jail time. The NHTSA reports that a first-time offense can cost a driver up to $10,000 in fines and legal fees.

How would an impaired driving offense impact my car insurance premium?

A DUI or OUI charge will most likely increase your auto insurance rate. You would now be considered a high-risk driver. Insurance companies like Mapfre evaluate risk levels when calculating annual car insurance premiums. Some violations that can cause rate increases include:

  • Driving or operating under the influence (alcohol or drugs)
  • Distracted driving
  • Texting and driving
  • Talking on the phone while driving
  • Driving without a seatbelt
  • Failure to stop
  • Making an improper turn or failing to yield
  • Reckless driving
  • Careless driving
  • Illegally or improperly passing another driver
  • Following another driver too closely

Keep in mind, being charged with impaired driving could mean both losing your license and being denied insurance coverage. Your insurance may also not be renewed.

We hope you find these tips helpful and get to your destination safely! And if you need help reviewing your auto insurance policy, an independent agent in your state can always check to make sure you have the right coverage for your individual needs. If you’re not yet insured with Mapfre Insurance in Massachusetts, you can always get a fast, free quote today on your Massachusetts car insurance policy.

Please Note: This content is not intended to describe any specific coverage offered by Mapfre Insurance. No coverage is provided, bound or guaranteed by this article. Available coverages, credits and discounts vary from state to state and are subject to eligibility criteria and policy terms/conditions, which will control in the event of conflict between this article and your insurance policy. For information about your policy, please review your individual policy contract and speak with your insurance representative.

Mapfre Insurance® is a brand and service mark of Mapfre U.S.A. Corp. and its affiliates, including American Commerce Insurance CompanySM (Cal. COA 4928-8), Citation Insurance CompanySM, The Commerce Insurance CompanySM, Commerce West Insurance CompanySM (Cal. COA 1372-2), MAPFRE Insurance CompanySM (Cal. COA 3039-5), and MAPFRE Insurance Company of FloridaSM.

Articles

Preventing Basement Flooding

Preventing Basement Flooding

A flooded basement can devastate a home, causing extensive damage and necessitating costly repairs. According to iPropertyManagement, 98% of basements experience some form of water damage, with home water damage affecting approximately 14,000 people every day. Every...

read more
How to Avoid Buying a Flood Damaged Car

How to Avoid Buying a Flood Damaged Car

When shopping for a used car, you certainly want to avoid vehicles that may have been affected by floodwaters. While these cars can seem like a deal, they can introduce safety risks and lead to unexpected expenses down the road. A vehicle categorized as a total loss...

read more
Spring and Summer Home Maintenance Checklist

Spring and Summer Home Maintenance Checklist

Spring and summer provide the perfect opportunity to address the long-overdue maintenance tasks you may have overlooked during the colder months. Proactively maintaining our homes improves their beauty and functionality, helps prevent costly repairs, and reduces the...

read more