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Registering a Car in Rhode Island

Registering a vehicle in Rhode Island is a critical step for new residents, recent car buyers, or anyone bringing a vehicle into the state.

What you need to register a car in Rhode Island

Here’s everything you need to know to get your car legally on the road with the Rhode Island Division of Motor Vehicles (DMV).

Proof of ownership
If you are registering a new vehicle, you will need to provide the Manufacturer’s Certificate of Origin (MCO) that has been properly signed over to you.

For used vehicles, you must present the vehicle’s title, which should be signed by the previous owner. If the vehicle comes from a state that does not issue titles, you will need to provide both a bill of sale and the previous owner’s registration as proof of ownership.

Bill of sale
A bill of sale is required for private sales. This document should include the purchase price, the sale date, a description of the vehicle, and signatures from both the seller and the buyer to be considered valid.

Valid identification
You will need to present a valid Rhode Island driver’s license or a state-issued identification card to prove your identity.

Proof of residency
Acceptable proof of residency includes a utility bill, lease agreement, or another official document that shows your current Rhode Island address.

Proof of insurance
Rhode Island law requires all registered vehicles to have liability insurance. You must provide either an insurance card or a policy declaration page as proof of coverage.

Completed application for registration and title certificate
You can obtain the Application for Registration and Title Certificate from the Rhode Island DMV website or by visiting any DMV office in person.

VIN inspection
A Vehicle Identification Number (VIN) inspection is required for any vehicle that was previously titled out of state. This inspection is typically conducted at the DMV or at select police departments.

Payment for fees and taxes
You should be prepared to pay registration, title, and state sales tax when registering your vehicle. The exact fees will vary depending on the type and weight of your vehicle.

The registration process with the Rhode Island DMV

To help you navigate the registration process, here’s what you can expect when registering your vehicle in Rhode Island.

    1. Begin the registration process by collecting all the necessary documents listed in the previous section. Having each required item ready will help your visit to the DMV go smoothly.
    2. Next, visit a Rhode Island DMV branch to submit your application. While some transactions can be completed by mail or online, most first-time vehicle registrations require you to appear in person at the DMV.
    3. When you arrive at the DMV, submit all your paperwork to the clerk, and be prepared to pay the required registration fees and any applicable taxes at that time.
    4. Once your application has been processed, you will receive your official license plates and a registration certificate. If your license plates are not immediately available, the DMV may issue you temporary plates so that you can legally drive your vehicle while you wait.

Keep in mind that if you purchased your vehicle from a dealer, the dealership may handle some or all of the necessary paperwork on your behalf. Additionally, if you have recently moved from another state or another country, you generally have 30 days to register your vehicle in Rhode Island.

Rhode Island RMV transactions

The Rhode Island RMV offers several ways to process new, transfer, or renewal registrations, including mail, using a drop box, in person with a reservation, online for renewals, or at any AAA branch office for AAA members. Be sure to check their website for the latest fees, hours, and DMV locations.

Remember, registering your vehicle ensures you’re driving legally and protects you in case of an accident or theft. Keeping your auto insurance policy up to date will also give you the protection you need. Contact your independent agent to review your coverage and deductibles and ensure they align with your individual needs. If you’re not a Mapfre customer, get a quote on Rhode Island car insurance today!

Please Note: This content is not intended to describe any specific coverage offered by Mapfre Insurance. No coverage is provided, bound or guaranteed by this article. Available coverages, credits and discounts vary from state to state and are subject to eligibility criteria and policy terms/conditions, which will control in the event of conflict between this article and your insurance policy. For information about your policy, please review your individual policy contract and speak with your insurance representative.

Mapfre Insurance® is a brand and service mark of Mapfre U.S.A. Corp. and its affiliates, including American Commerce Insurance CompanySM (Cal. COA 4928-8), Citation Insurance CompanySM, The Commerce Insurance CompanySM, Commerce West Insurance CompanySM (Cal. COA 1372-2), Mapfre Insurance CompanySM (Cal. COA 3039-5), and Mapfre Insurance Company of FloridaSM.

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