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Road Trip Travel Tips

Whether it’s a quick weekend getaway or a cross-country trip with the entire family, road trips can be a fun adventure.

Before planning your trip, there are several things you might want to consider to ensure your journey is safe.

Get your vehicle serviced
Getting your vehicle inspected is important to make sure you don’t have issues on the road. You can check some things on your own, like tire pressure and windshield wiper fluid. But for longer trips, you might want to consider a full vehicle inspection where a certified mechanic should check your car’s battery, fuel system, engine, brakes and fluid levels, and windshield.

Check for vehicle recalls
In addition to having your car checked by a mechanic, you can also look to see if the National Highway Transportation Safety Administration (NHTSA) has issued a safety recall. You can go to NHTSA.gov/Recalls and enter your vehicle identification number (VIN) to find out.

Stock your vehicle
Make sure your vehicle has items you may need while on the road, like jumper cables, a car jack, a flashlight, and a first-aid kit.

Pack carefully
When packing your vehicle, make sure you don’t overpack, as the more weight you add to your car, the more fuel it will use. Anything you pack inside your vehicle should not obstruct the driver’s view from the windows and rear-view windows. Lastly, make sure any items packed on the outside of the vehicle are safely secured in the event of sudden stops, as they can turn into projectiles.

Review your car insurance
It’s a good idea to review your auto insurance policy or check with your independent agent to make sure you have adequate coverage while on the road. If you are towing a boat or RV, you should also make sure they are adequately covered.

Hitting the road

Because you want your road trip to be fun and memorable, you won’t want to cut the trip short due to an accident. MAPFRE and the NHTSA have some safety recommendations:

  • Program your GPS before putting the vehicle in drive.
  • Make sure everyone is wearing a seat belt and that children are secured in age and size-appropriate car or booster seats.
  • Make sure pets are secured in crates or harnesses and be sure to stop frequently for them.
  • Do not text or drive distracted – this includes things like adjusting the radio, eating, or checking your GPS or navigation system.
  • Obey posted speed limits.
  • Never drive under the influence of alcohol or drugs.
  • If you feel drowsy, pull over and take a break. If you’re feeling extremely tired, it’s better to take a 20-minute power nap to increase your alertness and decrease the risk of an accident.
  • Share driving responsibilities with another driver, if possible, on long rides to avoid exhaustion.

 No one wants to break down while on the road. But if you do find yourself with a disabled vehicle, a flat tire, or warning lights on your dashboard, the first thing to do is try to enter the breakdown lane or shoulder as quickly and safely as possible. You should also turn on your hazard lights as soon as possible to warn other drivers.

Once you are safe, call 911 to report your emergency and to initiate roadside assistance. If you have AAA, you can also call them to assist.

Save on your leisure car rental with MAPFRE and Hertz

Maybe you don’t want to put mileage or wear and tear on your car during vacations and long trips. Through our longtime partnership with Hertz, when MAPFRE customers book a leisure (non-claim-related) car rental, you can save up to 20% off the regular rate. When you enroll in Hertz Gold Plus Rewards, you could earn even more benefits, like skipping the counter and going straight to your car, earning points toward free rental days and car-class upgrades, and adding a driver for free.

We hope you find these tips helpful as you get ready for your next road trip! If you need help reviewing your auto insurance policy, an independent agent in your state can always check to make sure you have the right coverage suited to your individualized needs. If you’re not yet insured with MAPFRE and live in Massachusetts, you can always get a fast, free quote today on your car insurance policy.

Frequently asked questions about total losses

When is my car considered a total loss?

Your car is considered a total loss (totaled) when the cost to repair the vehicle exceeds its current value.

How is the value of my car determined?

MAPFRE works with a third-party to help determine the actual cash value of your car. The value of your vehicle is determined by a variety of factors like its pre-loss condition, age, make, model, and mileage. Also taken into consideration is the value of a vehicle of a similar type and the price paid for the vehicle.

What happens if I still have a loan or lease on my car?

Depending on the lender, if the actual value of your car is less than what you owe on your loan or lease, then you may still owe the balance.

 

Having gap insurance will typically cover the difference between what your vehicle is currently worth and the amount you actually owe on the loan or lease.

What paperwork is needed before payment can be issued?

Before payment can be issued, MAPFRE needs the title of the vehicle. If you hold the title, you must fill in the odometer disclosure statement and sign the title before sending it to us.

 

If the title is with your lender, MAPFRE will reach out to them. Keep in mind, requirements differ by states and there may be additional steps.

What happens to my car if it's determined a total loss?

After your car is determined a total loss, you will need to advise the repair shop or tow yard that you would like to release your vehicle to MAPFRE. This timely permission to move the vehicle will help reduce out-of-pocket costs.

 

During this time, you should also remove all personal belongings from the vehicle and take off the license plates.

Why do you need to take my car and where are you taking it?

While we usually cover up to $35 per day of storage at shop or tow yard, those fees can add up quickly. That’s why MAPFRE takes it to a storage-free facility. If you don’t want to allow MAPFRE to move your car, you may be responsible for the additional storage fees.

What if I decide to keep my car?

MAPFRE has the right to take your vehicle in settlement of a total loss under the terms and conditions of your auto policy. If we decide to allow you to retain the vehicle, it will be returned to you from the salvage yard once the claims process is complete. Once a car is totaled you will still need to have it repaired and pass inspection. You will need to apply for a salvage or rebuilt title that identifies the car as having been a total loss. Many insurance companies will not cover a salvaged vehicle it’s challenging to accurately assess the true condition of the vehicle.

Please Note:This content is not intended to describe any specific coverage offered by MAPFRE Insurance. No coverage is provided, bound or guaranteed by this article. Available coverages, credits and discounts vary from state to state and are subject to eligibility criteria and policy terms/conditions, which will control in the event of conflict between this article and your insurance policy. For information about your policy, please review your individual policy contract and speak with your insurance representative.

MAPFRE Insurance® is a brand and service mark of MAPFRE U.S.A. Corp. and its affiliates, American Commerce Insurance CompanySM (Cal. COA 4928-8); Citation Insurance CompanySM; The Commerce Insurance CompanySM; Commerce West Insurance CompanySM (Cal. COA 1372-2); and MAPFRE Insurance CompanySM (Cal. COA 3039-5). Not all products available in all states.

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