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What Do Traffic Signals Mean?

When you’re driving down the road and come to a red light, you probably know that you need to stop. But do you know what to do when you come across traffic lights that use other colors? Those colors correspond to different activities and tell you what to do.

Most states require that you go through driver’s education before you can take your driving test and get your license. However, not everyone goes to school or remembers what they learned. You can learn how to drive safely with a look at the meaning behind those lights.

What Colors Mean What?

Most traffic signals in the United States have a red light on the top with a green light on the bottom. Green means go and serves as a signal that it is safe for you to move forward. The yellow light that you see in the middle is a sign that the red signal is about to appear. When you see the yellow light, you should stop, if you can do so safely. If you can’t stop, proceed with caution, looking out for other vehicles that may enter the intersection. A red light means you must come to a complete stop until the light turns green again.

What Do Arrow Signals Mean?

The chances are good that you’ll come across some arrows in your travels. These lights sit next to the main lights but mean different things. A green arrow tells you that you can turn in that direction but lets you know that you should yield to others. Any pedestrians who started across the street have the right of way as do people on bicycles. On some streets, vehicles turning in the same direction have the right of way, even if you have the arrow.

There are also flashing yellow lights that appear on intersection signals. This tells you that the light will change soon but acts as a warning. While you can turn if you have the right of way and don’t see any oncoming traffic, the yellow light usually serves as a warning that you need to slow down and wait until the light turns again. The light will often flash to show you that you have the right to turn but that you may see pedestrians or other vehicles on the road.

What Are Blue Light Signals?

The lights that you see sitting on top of traffic lights were initially white but now have a blue hue due to the LED bulbs used in them. This light only appears when the light changes and tells traffic to stop. If you see one flashing, the odds are good that the camera located there took a photo. These cameras take a photo every time someone runs the light and give the police information they can use to issue a ticket to that driver. Though not all cities have these lights, many do.

Traffic Signs and Traffic Signal Colors

Even if you have a lot of driving experience, you may still come across some road signs that you don’t know. Yellow signs serve as warnings and tell drivers about road hazards ahead. You might see a curved black road that shows the road twists and turns or a black arrow that points in both directions to show an intersection coming up. The meaning behind orange signs is that they relate to construction or road work. If you see a stick figure holding a shovel, the sign says that there are workers on the road. A stick figure with one or both arms raised represents a flagger ahead.

The traffic signals and signs you see can also tell you mandatory things that you need to do. Many of these signs are white and have a black arrow. You may see one that shows you need to merge into another lane or that you can only drive straight. Guide signs are often green and found on the sides of the highway or on holders posted above the road. They let you know how far away you are from specific exits and cities. These signs also direct you to the exit and may include smaller signs that tell you about the amenities found there such as gas stations and restaurants.

Once you learn what do traffic signals mean, you’ll become more alert on the road and cut down on your chances of being in accidents. Let MAPFRE help you find the right auto insurance that rewards you for being a safe driver.

Frequently asked questions about total losses

When is my car considered a total loss?

Your car is considered a total loss (totaled) when the cost to repair the vehicle exceeds its current value.

How is the value of my car determined?

MAPFRE works with a third-party to help determine the actual cash value of your car. The value of your vehicle is determined by a variety of factors like its pre-loss condition, age, make, model, and mileage. Also taken into consideration is the value of a vehicle of a similar type and the price paid for the vehicle.

What happens if I still have a loan or lease on my car?

Depending on the lender, if the actual value of your car is less than what you owe on your loan or lease, then you may still owe the balance.

 

Having gap insurance will typically cover the difference between what your vehicle is currently worth and the amount you actually owe on the loan or lease.

What paperwork is needed before payment can be issued?

Before payment can be issued, MAPFRE needs the title of the vehicle. If you hold the title, you must fill in the odometer disclosure statement and sign the title before sending it to us.

 

If the title is with your lender, MAPFRE will reach out to them. Keep in mind, requirements differ by states and there may be additional steps.

What happens to my car if it's determined a total loss?

After your car is determined a total loss, you will need to advise the repair shop or tow yard that you would like to release your vehicle to MAPFRE. This timely permission to move the vehicle will help reduce out-of-pocket costs.

 

During this time, you should also remove all personal belongings from the vehicle and take off the license plates.

Why do you need to take my car and where are you taking it?

While we usually cover up to $35 per day of storage at shop or tow yard, those fees can add up quickly. That’s why MAPFRE takes it to a storage-free facility. If you don’t want to allow MAPFRE to move your car, you may be responsible for the additional storage fees.

What if I decide to keep my car?

MAPFRE has the right to take your vehicle in settlement of a total loss under the terms and conditions of your auto policy. If we decide to allow you to retain the vehicle, it will be returned to you from the salvage yard once the claims process is complete. Once a car is totaled you will still need to have it repaired and pass inspection. You will need to apply for a salvage or rebuilt title that identifies the car as having been a total loss. Many insurance companies will not cover a salvaged vehicle it’s challenging to accurately assess the true condition of the vehicle.

Please Note:This content is not intended to describe any specific coverage offered by MAPFRE Insurance. No coverage is provided, bound or guaranteed by this article. Available coverages, credits and discounts vary from state to state and are subject to eligibility criteria and policy terms/conditions, which will control in the event of conflict between this article and your insurance policy. For information about your policy, please review your individual policy contract and speak with your insurance representative.

MAPFRE Insurance® is a brand and service mark of MAPFRE U.S.A. Corp. and its affiliates, American Commerce Insurance CompanySM (Cal. COA 4928-8); Citation Insurance CompanySM; The Commerce Insurance CompanySM; Commerce West Insurance CompanySM (Cal. COA 1372-2); and MAPFRE Insurance CompanySM (Cal. COA 3039-5). Not all products available in all states.

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