MAPFRE
in the USA
We take pride in protecting what matters most to you, so you can focus on the road ahead.
MAPFRE delivers a best-in-class customer experience

MAPFRE serves policyholders in 11 states.

MAPFRE Insurance protects more Massachusetts homes and autos than any other carrier in the country.

We offer a full range of personal lines and commercial lines insurance products including coverage for automobiles, homes, and umbrella.


MAPFRE’s History in the United States

MAPFRE began to expand in the United States with the purchase of Western Pioneer Insurance Company in California which was later renamed Commerce West in 1995.
Four years later, MAPFRE acquired the Automobile Club Insurance Company out of Columbus, Ohio, in a joint venture with AAA. After expanding its coverage into other states, the company was rebranded to the American Commerce Insurance Company.
The company expanded into New Hampshire in 2001 and then into New York in 2007 by purchasing SWICO Enterprises.
In 2008, MAPFRE acquired Massachusetts-based The Commerce Group Inc., better known as the Commerce Insurance Company, which was founded in Webster in 1972. The company, which is still headquartered there today, was renamed MAPFRE U.S.A. Corp. in 2010 and since then, all the companies have been rebranded as MAPFRE USA.
In 2021, Century Automotive Service Corporation was acquired by MAPFRE Insurance. Century Automotive Service Corporation provides drivers, dealers, and agents with a comprehensive suite of innovative products designed to protect vehicles and offer peace of mind to customers nationwide.


MAPFRE began to expand in the United States with the purchase of Western Pioneer Insurance Company in California which was later renamed Commerce West in 1995.
Four years later, MAPFRE acquired the Automobile Club Insurance Company out of Columbus, Ohio, in a joint venture with AAA. After expanding its coverage into other states, the company was rebranded to the American Commerce Insurance Company.

The company expanded into New Hampshire in 2001 and then into New York in 2007 by purchasing SWICO Enterprises.
In 2008, MAPFRE acquired Massachusetts-based The Commerce Group Inc., better known as the Commerce Insurance Company, which was founded in Webster in 1972. The company, which is still headquartered there today, was renamed MAPFRE U.S.A. Corp. in 2010 and since then, all the companies have been rebranded as MAPFRE USA.
In 2021, Century Automotive Service Corporation was acquired by MAPFRE Insurance. Century Automotive Service Corporation provides drivers, dealers, and agents with a comprehensive suite of innovative products designed to protect vehicles and offer peace of mind to customers nationwide.
Our Vision, Purpose, and Values
MAPFRE across the globe
MAPFRE is a global insurance company present on five continents. We are the largest Spanish-owned insurer in the world, the biggest multinational insurance company in Latin America, the 16th largest global reinsurance company, and we rank among the top 25 personal lines carriers in the United States. MAPFRE has 31,290 employees worldwide and 31.1 million customers globally.

Playing our Part
We’re living through a time of historic change. Our response to these global challenges must be collective. Globally, MAPFRE has been firmly committed to people and the planet for more than 90 years, helping to construct the social and business fabric of the countries where we operate. As a company, we have set our sights on the world and on global challenges to leave a positive footprint around us. MAPFRE’s business practices are designed to meet the United Nation’s 2030 Sustainability Goals, and Fundación MAPFRE helps almost 23 million people in more than 30 countries, including the United States.
We care about you and what matters to you

Keeping our roadways safe
For more than 20 years, MAPFRE has partnered with the Massachusetts Department of Transportation Highway Assistance Program, to ensure no driver is stranded alone on the roadside in Massachusetts – free of charge.

Official Auto Insurer of the PMC
Since 2015, MAPFRE has been proud to be the Official Auto Insurance Provider of the Pan-Mass Challenge. We are dedicated to supporting the PMC which raises funds for cancer research and treatment through the Dana Farber Cancer Institute.
Our Companies
American Commerce Insurance Company
Founded: 1946 |
Primary Location3590 Twin Creeks Drive |
Citation Insurance Company
Founded: 1981 |
|
The Commerce Insurance Company
Founded: 1972 |
Primary Location211 Main Street |
Commerce West Insurance Company
Founded: 1948 |
Primary Location2633 Camino Ramon, Suite 300, San Ramon, CA 94583 |
MAPFRE Insurance Company
Founded: 1985 Domicile: New Jersey NAIC No: 23876 Admitted: AL, AK, AZ, AR, CA, CO, DC, HI, ID, IL, IN, IA, KS, KY, Active: AZ, CA, PA |
Primary Location100 Campus Drive, |
MAPFRE Insurance Company of Florida
Founded: 2002 |
11 Gore Road
Webster, MA 01570 |
Product availability varies by state.
Corporate Recognitions
- MAPFRE is the 21st largest private passenger auto insurer in the U.S. (2024).
- We’re the 39th largest homeowners insurer in the U.S. (2024).
- MAPFRE has a network of more than 3,000 independent agents and brokers.
- We’re rated “A” (Excellent) by A.M. Best Company.
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