Get covered in minutes!



Home > Blog > Added Value for Your MAPFRE Auto Insurance Policy in Massachusetts

Added Value for Your MAPFRE Auto Insurance Policy in Massachusetts

At MAPFRE Insurance, we want to ensure you’re protected for whatever life brings your way. We also know how important it is to get the right coverage at an affordable price in Massachusetts.

When you insure your vehicle with MAPFRE, you are protected by Massachusetts’ legal minimum coverage limits which include Bodily Injury to Others (Liability), Damage to Someone Else’s Property (Property Damage), Personal Injury Protection (PIP), and Bodily Injury Caused by an Uninsured Auto (Uninsured Motorist).

You can enhance your policy even further with optional coverages such as Comprehensive, Collision and Limited Collision coverage, Medical Payments, Underinsured coverage, Optional BI, Substitute Transportation, and Towing and Labor.

With MAPFRE, it’s possible to customize your policy further with a variety of value added programs:

Accident Forgiveness: If you are a driver in Massachusetts and you add Accident Forgiveness to your MAPFRE car insurance policy and get in a qualifying or at-fault accident, your premium typically won’t increase because of the incident.

AAA Member Package Endorsement: This endorsement provides increased limits for Bail Bonds, Loss of Earnings and Substitute Transportation. The endorsement also provides additional coverages for: Cellular Telephone Replacement, Glass Repair Coverage, Laptop or Tablet Computer Replacement, Personal Belongings, Pet Injury Coverage, Seat Belt/Air Bag Benefit, Waiver of Collision Deductible, and Replacement Cost Coverage.

Enhancer Package Endorsement: This endorsement provides the following optional coverage: Optional Bodily Injury to Others, Substitute Transportation, Cellular Telephone Replacement, Glass Repair Coverage, Laptop or Tablet Computer Replacement, Replacement Cost Coverage for Personal Belongings (up to $250).

Elite Package Endorsement: The Elite Package Endorsement costs $35 annually and provides additional coverages for Collision and Limited Collision Deductible Savings Program (up to $500), Original Equipment Manufacturer Parts Coverage, Mechanical Parts Replacement Cost Coverage, Emergency Travel Expense, Additional Towing and Labor Coverage, and Accidental Discharge of Air Bag Coverage.

Loan/Lease Coverage: Also known as gap coverage, Loan/Lease coverage is an excellent add-on for drivers with newer vehicles that are either financed or leased. This coverage will pay the difference between the value of your totaled car and what you may still owe on a car loan or lease.

CAR EZ Program: There are still many other benefits to having an auto policy with MAPFRE. Should you get into an accident and need to repair your vehicle, MAPFRE’s CAR EZ Program will help make the experience quick and easy. CAR EZ is an expedited option that helps relieve the stress of auto repairs for our valued customers and works with preferred auto body repair shops to reach an agreed repair cost. When you participate in the program, you will not only be assured that your repair will be managed by the shop and a dedicated MAPFRE licensed appraiser but that your repair will be completed for an agreed amount, inclusive of the labor rate.

Openbay+: When you need to make maintenance repairs to your vehicle, you want to find a reputable repair shop that will fix the problem quickly without costing a fortune. With Openbay+, MAPFRE customers who sign up can search for a repair shop, compare estimates, choose a shop, and schedule an appointment securely online. Through the collaboration with Openbay+, MAPFRE customers could save up to 25% on their repair costs and also receive special offers and incentives.

MotionSmartSM: New customers who sign up for MotionSmart, a usage based insurance option that utilizes a smartphone app and analyzes driving behaviors, could receive up to a 2% discount on their initial enrollment and up to a 20% discount at renewal – providing a good driving record is maintained.

Still have questions on your policy and how you might be able to save? Contact your independent agent in Massachusetts to help you review your information and make sure you have the right coverage. And if you are not a MAPFRE customer yet, you can always contact an agent in your state to get a quote or a fast, free car insurance quote today!

Please Note:This content is not intended to describe any specific coverage offered by MAPFRE Insurance. No coverage is provided, bound or guaranteed by this article. Available coverages, credits and discounts vary from state to state and are subject to eligibility criteria and policy terms/conditions, which will control in the event of conflict between this article and your insurance policy. For information about your policy, please review your individual policy contract and speak with your insurance representative.

MAPFRE Insurance® is a brand and service mark of MAPFRE U.S.A. Corp. and its affiliates, American Commerce Insurance CompanySM (Cal. COA 4928-8); Citation Insurance CompanySM; The Commerce Insurance CompanySM; Commerce West Insurance CompanySM (Cal. COA 1372-2); and MAPFRE Insurance CompanySM (Cal. COA 3039-5). Not all products available in all states.


Protecting Your Home From Lightning

Protecting Your Home From Lightning

Lightning strikes can happen any time there is a thunderstorm and can be a threat to both people and property. According to the National Weather Service, the threat of lightning increases as a storm approaches and peaks when it is overhead. It gradually diminishes as...

read more
Road Trip Travel Tips

Road Trip Travel Tips

Whether it’s a quick weekend getaway or a cross-country trip with the entire family, road trips can be a fun adventure. Before planning your trip, there are several things you might want to consider to ensure your journey is safe.Get your vehicle servicedGetting your...

read more
Swimming Pool Safety Tips

Swimming Pool Safety Tips

The summer months are perfect to spend with family and friends around a backyard swimming pool. But despite the fun they bring, pools do pose their own risks. According to a 2020 report by the U.S. Consumer Product Safety Commission (CPSC), an estimated 6,700 children...

read more